Website & Coaching Disclaimer

Last updated: 10 August 2026

This disclaimer explains the nature and limits of the coaching and the information published on mariapontes.in.

Coaching is educational and developmental

Retirement reinvention and life coaching with Maria Pontes is educational and developmental. It is not medical care, psychological or mental-health therapy, legal advice, tax advice, investment advice or individualised financial advice, and it is not a substitute for any of them.

Financial references are general

Where this website refers to the financial side of retirement, those references are general and contextual. Decisions about savings, investments, pensions, insurance, withdrawals or tax should be made with a suitably qualified professional who knows your circumstances.

Health and wellbeing

Transitions can be emotionally demanding. Coaching conversations are not a diagnosis or treatment of any condition. If you are experiencing persistent distress, please speak with an appropriately qualified health professional.

Outcomes vary

The value you get from coaching depends on your circumstances, your participation and the actions you choose to take. No particular outcome, result or timeline is guaranteed.

External content and links

Links to podcasts, publications, publishers, retailers and other third-party pages are provided for information and reference. Their content is not controlled or verified on an ongoing basis, and inclusion does not imply agreement with everything published there.

Books and media mentions

References to books, media coverage and public appearances are provided as background about Maria's work. They do not imply endorsement by those publications or platforms of the coaching services described here, unless a specific endorsement is stated.

Contact

Questions about this disclaimer can be sent to coachmariapontesinfo@gmail.com.